Solutions Tax & Bookkeeping, LLC does not offer Refund Anticipation Loans.  We do not feel they are compatible with our core values.

We feel they are toxic and predatory loans in the same league with "Payday Loans" and "Title Loans" that have appalling and usurious interest rates - some as high as 500%!   

We understand some clients need their refund fast - and we will do everything in our power to file your return as quickly and accurately as possible, but we will not use the situation to take advantage of our clients. 

If you need your refund fast - we suggest taking advantage of our free e-file service!  You can get your refund in as little as 10 business days if you choose direct deposit - also provided at no charge.

At ST&B our client's financial wellbeing comes first!

For further information please see the websites of the following organizations who oppose RAL's:

• Consumer Federation of America
• National Consumer Law Center, Inc.